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Reviewing your insurance coverages every year is important for several key reasons:
1. Life Changes May Require Updates Your insurance needs evolve as your life changes. For example: You bought a new car, home, or...
urbanikadam
Jun 161 min read
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What insurance do I need for my boat or jet ski
If you own a boat  or jet ski  (also called a personal watercraft or PWC), you’ll typically need specialized coverage. Here’s a...
urbanikadam
Jun 21 min read
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Why is the value of my home different from my insurance coverage?
🔑 Replacement Cost vs. Market Value Replacement Cost  is the amount it would cost to rebuild or repair your home with similar materials...
urbanikadam
Jun 22 min read
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To fix or to file?
That’s a classic question with a few key factors to weigh. Here’s a quick breakdown to help decide whether to fix the issue yourself or...
urbanikadam
May 291 min read
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Purchasing life insurance offers a range of benefits that can provide financial security and peace of mind for you and your loved ones. Here are some key advantages:​
💼 Financial Security for Loved Ones Life insurance ensures that your beneficiaries receive a death benefit, which can help cover...
urbanikadam
Apr 302 min read
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Benefits of working with an insurance broker .
🔹 1. Expert Advice Brokers know the ins and outs of different policies. They can explain coverage clearly and help you avoid gaps or...
urbanikadam
Apr 211 min read
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Protect your Business
There are several types of business insurance that provide protection against various risks and liabilities. The right coverage depends...
urbanikadam
Apr 14 min read
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What to do with those tax returns?
If you’re expecting a tax refund, here are some smart ways to use it depending on your financial goals: 1. Pay Off Debt Credit Card Debt...
urbanikadam
Feb 31 min read
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What is Cyber Insurance?
Cyber insurance, also known as cyber liability insurance, is a type of coverage designed to help businesses and individuals mitigate the...
urbanikadam
Sep 20, 20242 min read
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Is A Term Insurance Policy Good For Me?
Term insurance is a type of life insurance policy that provides coverage for a specified period, or "term." It is designed to offer...
urbanikadam
Jul 24, 20242 min read
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What does Landlord Policy Cover?
Landlord insurance is a specialized type of property insurance designed to cover rental properties. It provides financial protection for...
urbanikadam
Jul 24, 20242 min read
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What is General Liability VS Errors and Omissions?
Coverage Purpose: General Liability (GL) Insurance: GL insurance provides coverage for claims related to bodily injury, property damage,...
urbanikadam
Jul 23, 20242 min read
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My "Neck" and My "Back"
Workers' compensation insurance, often referred to simply as "workers' comp," is a type of insurance that provides financial and medical...
urbanikadam
Jul 23, 20242 min read
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Does my commercial property need same as home insurance coverage?
When considering commercial property insurance, it's essential to ask pertinent questions to ensure that you're adequately covered and...
urbanikadam
Jul 23, 20242 min read
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What is Workers' Comp? A Workers' Compensation (Work Comp) Policy is an insurance program mandated by law in many jurisdictions. It provides coverage for employees who suffer work-related injuries.
Medical Benefits: Coverage for Medical Expenses: This includes doctor visits, hospital stays, surgeries, medications, and rehabilitation...
urbanikadam
Jul 22, 20242 min read
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Should I Insure my E-Bike?
E-bike insurance is similar to traditional bicycle insurance but tailored to the specific needs and risks associated with electric bikes....
urbanikadam
Jun 3, 20242 min read
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"Insurance for the weekend riders"
Motorcycle insurance coverage can vary depending on the policy and the insurer, but it generally includes several key components:...
urbanikadam
May 28, 20241 min read
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"Understanding Boat Insurance: Is Your Vessel Properly Covered?"
Key Coverage Areas for Motorboat Insurance: Liability Coverage: Bodily Injury: Covers medical expenses, lost wages, and legal costs if...
urbanikadam
May 20, 20242 min read
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"Understanding Term vs. Whole Life Insurance: Which Option is Right for You?"
The main difference between term life insurance and whole life insurance lies in the duration of the coverage, the cost, and the cash...
urbanikadam
May 13, 20242 min read
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Two type of coverages for those who aren't covered.
Underinsured and uninsured coverage are types of auto insurance coverage designed to protect you financially in case you're involved in...
urbanikadam
May 6, 20241 min read
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