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What to do with those tax returns?
If you’re expecting a tax refund, here are some smart ways to use it depending on your financial goals: 1. Pay Off Debt Credit Card Debt...
urbanikadam
Feb 31 min read
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What is Cyber Insurance?
Cyber insurance, also known as cyber liability insurance, is a type of coverage designed to help businesses and individuals mitigate the...
urbanikadam
Sep 20, 20242 min read
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Is A Term Insurance Policy Good For Me?
Term insurance is a type of life insurance policy that provides coverage for a specified period, or "term." It is designed to offer...
urbanikadam
Jul 24, 20242 min read
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What does Landlord Policy Cover?
Landlord insurance is a specialized type of property insurance designed to cover rental properties. It provides financial protection for...
urbanikadam
Jul 24, 20242 min read
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What is General Liability VS Errors and Omissions?
Coverage Purpose: General Liability (GL) Insurance: GL insurance provides coverage for claims related to bodily injury, property damage,...
urbanikadam
Jul 23, 20242 min read
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My "Neck" and My "Back"
Workers' compensation insurance, often referred to simply as "workers' comp," is a type of insurance that provides financial and medical...
urbanikadam
Jul 23, 20242 min read
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Does my commercial property need same as home insurance coverage?
When considering commercial property insurance, it's essential to ask pertinent questions to ensure that you're adequately covered and...
urbanikadam
Jul 23, 20242 min read
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What is Workers' Comp? A Workers' Compensation (Work Comp) Policy is an insurance program mandated by law in many jurisdictions. It provides coverage for employees who suffer work-related injuries.
Medical Benefits: Coverage for Medical Expenses: This includes doctor visits, hospital stays, surgeries, medications, and rehabilitation...
urbanikadam
Jul 22, 20242 min read
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Should I Insure my E-Bike?
E-bike insurance is similar to traditional bicycle insurance but tailored to the specific needs and risks associated with electric bikes....
urbanikadam
Jun 3, 20242 min read
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"Insurance for the weekend riders"
Motorcycle insurance coverage can vary depending on the policy and the insurer, but it generally includes several key components:...
urbanikadam
May 28, 20241 min read
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"Understanding Boat Insurance: Is Your Vessel Properly Covered?"
Key Coverage Areas for Motorboat Insurance: Liability Coverage: Bodily Injury: Covers medical expenses, lost wages, and legal costs if...
urbanikadam
May 20, 20242 min read
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"Understanding Term vs. Whole Life Insurance: Which Option is Right for You?"
The main difference between term life insurance and whole life insurance lies in the duration of the coverage, the cost, and the cash...
urbanikadam
May 13, 20242 min read
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Two type of coverages for those who aren't covered.
Underinsured and uninsured coverage are types of auto insurance coverage designed to protect you financially in case you're involved in...
urbanikadam
May 6, 20241 min read
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What is Sewer and Drain Back Up???
Sewer and drain backup refers to the unwanted flow of sewage or wastewater back into a building through drains, toilets, or other...
urbanikadam
Apr 29, 20241 min read
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Do I need to insure my business auto?
Commercial auto insurance is a type of insurance policy designed to provide coverage for vehicles used for business purposes. It's...
urbanikadam
Apr 22, 20241 min read
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Errors and Omissions
E&O coverage stands for Errors and Omissions coverage, also known as professional liability insurance. It's a type of insurance that...
urbanikadam
Apr 15, 20241 min read
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What is this Cyber Insurance About?
Business Cyber Insurance, also known as Cyber Liability Insurance or Cyber Insurance, is a type of insurance coverage designed to protect...
urbanikadam
Apr 8, 20242 min read
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What the Heck is Commercial General Liability?
Commercial general liability (CGL) insurance is a type of insurance policy that provides coverage for businesses against liability claims...
urbanikadam
Apr 4, 20242 min read
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Certainly! Spring is a time of renewal, and it's also a good time to revisit and review various insurance topics. Here are some insurance topics relevant to spring:
Home Insurance Review: Spring often brings seasonal changes like thawing snow, rainstorms, and potential flooding. It's a good time to...
urbanikadam
Mar 10, 20242 min read
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Just a fewInsurance premium cost savings.
Lowering insurance premiums can be achieved through various strategies. Here are some common ways to reduce insurance costs: Shop around:...
urbanikadam
Feb 20, 20242 min read
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