Why Are My Insurance Premiums So High?
Insurance premiums can be influenced by a myriad of factors. Here are some common reasons why insurance premiums might be high: Type of...
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urbanikadam
- Jul 17
- 2 min
What are Liability Limits?
Liability limits in an insurance policy refer to the maximum amount an insurance company will pay for covered claims or damages arising...
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urbanikadam
- Jul 10
- 1 min
What Happens if You Get Hurt?
Disability insurance, also known as disability income insurance or disability income protection, is a type of insurance coverage that...
5 views0 comments
urbanikadam
- Jun 27
- 2 min
Work Comp and how it protects your staff.
Work compensation insurance, often referred to as work comp insurance, is a type of insurance that provides benefits to employees who...
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urbanikadam
- Jun 21
- 1 min
Do I need a BOP for my Business?
A Business Owners Policy (BOP) is a type of commercial insurance policy designed to provide comprehensive coverage for small and...
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urbanikadam
- Jun 12
- 2 min
Do I need Errors and Admissions to protect my business?
E&O coverages, also known as Errors and Omissions coverages or Professional Liability Insurance, are insurance policies designed to...
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urbanikadam
- Jun 8
- 1 min
What is General Liability mean to a business?
General liability insurance typically covers the following: Bodily injury: If someone is injured on your business premises or as a result...
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urbanikadam
- May 30
- 2 min
What is Cyber Insurance and how does it protect me?
Cyber insurance protection, also known as cyber liability insurance or cyber risk insurance, is a type of insurance coverage designed to...
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urbanikadam
- May 22
- 2 min
Is your Business Auto insured?
Commercial auto insurance is a type of insurance policy that provides coverage for vehicles used for business purposes. It is...
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urbanikadam
- May 15
- 2 min
Whether you have a job to remodel a kitchen, build a patio or install landscaping lights....
Contractor insurance policies are designed to provide coverage and protection for individuals or companies working as contractors in...
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urbanikadam
- May 8
- 1 min
What Are Some Additional Life Insurance Options?
Whole life insurance policies can be a good option for certain individuals, depending on their financial goals and needs. Here are a few...
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urbanikadam
- May 3
- 2 min
The Month of May
In this month's post, we will cover a range of topics related to insurance, including home insurance, car insurance, and life insurance....
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urbanikadam
- Apr 24
- 6 min
Cyber Security?
Why is Cyber Security Important For a Modern-Day Society Cybercriminals are becoming more innovative, and their techniques are becoming...
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urbanikadam
- Apr 17
- 3 min
Why is everything so expensive?
Are you on the hunt for the best insurance policy to protect your home and belongings but find yourself feeling swamped by all the...
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urbanikadam
- Apr 12
- 5 min
What Is an Annuity?
An annuity is a long-term investment contract between you and an annuity provider that guarantees a stream of income during retirement....
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urbanikadam
- Mar 15
- 2 min
Why a basic Homeowners policy isn't always enough
Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your...
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urbanikadam
- Jan 20
- 2 min
Should you buy term life insurance?
When it comes to protecting your family and loved ones from financial hardship, life insurance is one of the best ways to do so. A robust...
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urbanikadam
- Dec 21, 2022
- 4 min
Why Are Car Insurance Rates Going Up?
There are many reasons for the current auto insurance rate increases across the market. Here are some of the notable ones: Pandemic and...
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urbanikadam
- Nov 30, 2022
- 1 min
How old is that Smoke Alarm?
New Illinois law going into effect January 1st requires all homes have 10-year smoke detectors Illinois home smoke alarms must be...
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urbanikadam
- Jul 18, 2022
- 4 min
What is an insurance score?
Based on the information provided by major credit rating bureaus, insurers may use this information to create their own scores, known as...
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