Why a basic Homeowners policy isn't always enough
Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your...
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urbanikadam
- Jan 20
- 2 min
Should you buy term life insurance?
When it comes to protecting your family and loved ones from financial hardship, life insurance is one of the best ways to do so. A robust...
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urbanikadam
- Dec 21, 2022
- 4 min
Why Are Car Insurance Rates Going Up?
There are many reasons for the current auto insurance rate increases across the market. Here are some of the notable ones: Pandemic and...
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urbanikadam
- Nov 30, 2022
- 1 min
How old is that Smoke Alarm?
New Illinois law going into effect January 1st requires all homes have 10-year smoke detectors Illinois home smoke alarms must be...
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urbanikadam
- Jul 18, 2022
- 4 min
What is an insurance score?
Based on the information provided by major credit rating bureaus, insurers may use this information to create their own scores, known as...
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urbanikadam
- Jun 15, 2022
- 1 min
Vacation!
Millions of people decide to travel every year for business and for pleasure. Only a small percentage of those people decide to purchase...
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urbanikadam
- Jun 6, 2022
- 3 min
General liability insurance coverage.
General liability insurance coverage for contractors and construction businesses General liability insurance General liability insurance...
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urbanikadam
- May 24, 2022
- 3 min
What is Umbrella Insurance
Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance...
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urbanikadam
- May 11, 2022
- 2 min
How much home insurance coverage do I need?
Most home insurance companies will help you calculate how much insurance coverage you need based on information you provide in your...
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urbanikadam
- Apr 20, 2022
- 5 min
12 Ways to Lower Your Homeowners Insurance.
The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy...
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urbanikadam
- Mar 15, 2022
- 4 min
Renting?
If you rent a home or an apartment, you likely have considered ways to protect the things you own. You may even have purchased a renters...
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urbanikadam
- Feb 15, 2022
- 2 min
Getting Your Home Ready for Spring
Spring Maintenance for Your Home When springtime rolls around in Illinois, almost everyone thinks of cleaning. That’s fine (we probably...
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urbanikadam
- Dec 17, 2021
- 2 min
5 Tips to Help Prevent Christmas Tree Fires
Christmas trees are a beloved holiday tradition in Illinois, but they can pose a fire risk. On average, says the National Fire Protection...
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urbanikadam
- Dec 16, 2021
- 1 min
Renters Insurance can help save up to 10% on your auto premium.
Why purchase renters' insurance? Renters insurance may or may not be required where you live, but we always recommend it to ensure your...
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urbanikadam
- Dec 8, 2021
- 2 min
How to Stay Safe After a Winter Car Accident
It’s winter driving season in Illinois. And, while most people know what to do to try to avoid an accident, many don’t know what to do...
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urbanikadam
- Nov 16, 2021
- 2 min
Do I Need Condo Insurance?
Admittedly, this picture made me chuckle. 1) because my son loves Spiderman and 2) because even Spiderman needs protection on his home. I...
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urbanikadam
- Nov 11, 2021
- 2 min
Why an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other...
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urbanikadam
- Nov 4, 2021
- 2 min
The Light Side of Home Security
Did you know that the #1 crime in Naperville is theft? Leaving your lights on — is it really a good way to keep burglars away from your...
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urbanikadam
- Oct 27, 2021
- 2 min
How Efficiently (or Inefficiently) Do You Use Your Heat?
Many homeowners in Naperville see their energy bills each winter and think, “How can I be spending this much when the house isn’t even...
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urbanikadam
- Oct 21, 2021
- 2 min
Vacation Home Insurance
4 Things to Consider When Insuring a Second Home Did you invest in a vacation home this last year? Everyone loves vacation. But,...
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