top of page
  • urbanikadam

"Insurance for the weekend riders"

Motorcycle insurance coverage can vary depending on the policy and the insurer, but it generally includes several key components:

  1. Liability Coverage:

  • Bodily Injury Liability: Covers medical expenses, lost wages, and other costs if you are at fault in an accident that injures another person.

  • Property Damage Liability: Covers the cost of repairing or replacing another person’s property if you are at fault in an accident.

  1. Collision Coverage:

  • Pays for damages to your motorcycle resulting from a collision with another vehicle or object, regardless of who is at fault.

  1. Comprehensive Coverage:

  • Covers damages to your motorcycle from non-collision incidents such as theft, vandalism, fire, or natural disasters.

  1. Uninsured/Underinsured Motorist Coverage:

  • Provides coverage if you are involved in an accident with a driver who does not have insurance or whose insurance is insufficient to cover the damages.

  1. Medical Payments Coverage:

  • Pays for medical expenses for you and your passengers resulting from an accident, regardless of who is at fault.

  1. Personal Injury Protection (PIP):

  • Similar to medical payments coverage, but may also cover lost wages and other non-medical expenses.

  1. Accessory Coverage:

  • Covers custom parts, equipment, and accessories on your motorcycle.

  1. Roadside Assistance:

  • Provides services such as towing, battery jump-start, and flat tire repair.

  1. Trip Interruption Coverage:

  • Covers expenses such as lodging and food if your motorcycle breaks down while you are on a trip away from home.

  1. Gap Insurance:

  • Covers the difference between the actual cash value of your motorcycle and the amount you owe on your loan if your motorcycle is totaled.

Each insurer may offer different options and levels of coverage, so it's important to review the specific terms and conditions of your policy.

3 views0 comments


bottom of page