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Reviewing your insurance coverages every year is important for several key reasons:
1. Life Changes May Require Updates Your insurance needs evolve as your life changes. For example: You bought a new car, home, or...
urbanikadam
Jun 161 min read
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What insurance do I need for my boat or jet ski
If you own a boat  or jet ski  (also called a personal watercraft or PWC), you’ll typically need specialized coverage. Here’s a...
urbanikadam
Jun 21 min read
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Why is the value of my home different from my insurance coverage?
🔑 Replacement Cost vs. Market Value Replacement Cost  is the amount it would cost to rebuild or repair your home with similar materials...
urbanikadam
Jun 22 min read
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To fix or to file?
That’s a classic question with a few key factors to weigh. Here’s a quick breakdown to help decide whether to fix the issue yourself or...
urbanikadam
May 291 min read
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Purchasing life insurance offers a range of benefits that can provide financial security and peace of mind for you and your loved ones. Here are some key advantages:​
💼 Financial Security for Loved Ones Life insurance ensures that your beneficiaries receive a death benefit, which can help cover...
urbanikadam
Apr 302 min read
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What is Cyber Insurance?
Cyber insurance, also known as cyber liability insurance, is a type of coverage designed to help businesses and individuals mitigate the...
urbanikadam
Sep 20, 20242 min read
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Is A Term Insurance Policy Good For Me?
Term insurance is a type of life insurance policy that provides coverage for a specified period, or "term." It is designed to offer...
urbanikadam
Jul 24, 20242 min read
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What does Landlord Policy Cover?
Landlord insurance is a specialized type of property insurance designed to cover rental properties. It provides financial protection for...
urbanikadam
Jul 24, 20242 min read
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My "Neck" and My "Back"
Workers' compensation insurance, often referred to simply as "workers' comp," is a type of insurance that provides financial and medical...
urbanikadam
Jul 23, 20242 min read
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What is Workers' Comp? A Workers' Compensation (Work Comp) Policy is an insurance program mandated by law in many jurisdictions. It provides coverage for employees who suffer work-related injuries.
Medical Benefits: Coverage for Medical Expenses: This includes doctor visits, hospital stays, surgeries, medications, and rehabilitation...
urbanikadam
Jul 22, 20242 min read
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Should I Insure my E-Bike?
E-bike insurance is similar to traditional bicycle insurance but tailored to the specific needs and risks associated with electric bikes....
urbanikadam
Jun 3, 20242 min read
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"Understanding Boat Insurance: Is Your Vessel Properly Covered?"
Key Coverage Areas for Motorboat Insurance: Liability Coverage: Bodily Injury: Covers medical expenses, lost wages, and legal costs if...
urbanikadam
May 20, 20242 min read
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"Understanding Term vs. Whole Life Insurance: Which Option is Right for You?"
The main difference between term life insurance and whole life insurance lies in the duration of the coverage, the cost, and the cash...
urbanikadam
May 13, 20242 min read
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Do I need to insure my business auto?
Commercial auto insurance is a type of insurance policy designed to provide coverage for vehicles used for business purposes. It's...
urbanikadam
Apr 22, 20241 min read
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Errors and Omissions
E&O coverage stands for Errors and Omissions coverage, also known as professional liability insurance. It's a type of insurance that...
urbanikadam
Apr 15, 20241 min read
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What is this Cyber Insurance About?
Business Cyber Insurance, also known as Cyber Liability Insurance or Cyber Insurance, is a type of insurance coverage designed to protect...
urbanikadam
Apr 8, 20242 min read
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Certainly! Spring is a time of renewal, and it's also a good time to revisit and review various insurance topics. Here are some insurance topics relevant to spring:
Home Insurance Review: Spring often brings seasonal changes like thawing snow, rainstorms, and potential flooding. It's a good time to...
urbanikadam
Mar 10, 20242 min read
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Errors and Omissions Insurance
Errors and omissions (E&O), also known as professional liability insurance or malpractice insurance in certain professions, is a type of...
urbanikadam
Nov 9, 20232 min read
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What are Liability Limits?
Liability limits in an insurance policy refer to the maximum amount an insurance company will pay for covered claims or damages arising...
urbanikadam
Jul 17, 20232 min read
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Work Comp and how it protects your staff.
Work compensation insurance, often referred to as work comp insurance, is a type of insurance that provides benefits to employees who...
urbanikadam
Jun 27, 20232 min read
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