Mortgage protection insurance policies function as a type of life or disability insurance. The cost of the monthly premium varies depending on the amount of the mortgage, your age and your health. MPI policies in general only cover the principal and interest portion of a mortgage payment, so other fees like HOA dues, property taxes and homeowners insurance would still be your responsibility. You might be able to add a policy rider, however, to cover these expenses. Some poli

Auto Insurance for Spring Storm Damage Falling tree limbs, blowing debris, hail, or flood water may damage your vehicle. Comprehensive insurance, also called other than collision, provides coverage for vehicle repair linked to weather-related loss. #dontpanicwithurbanik Although comprehensive is an optional coverage, most lenders require it. Find out if your auto insurance policy includes comprehensive coverage. Verify which vehicles have it and how much you pay out of pocket