Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. How does an umbrella insurance policy work? An umbrella insurance policy helps protect your assets and your future in two important ways: Umbrella insurance may provide coverage when your homeowners, auto, and boat insurance policies lim

If you rent a home or an apartment, you likely have considered ways to protect the things you own. You may even have purchased a renters insurance policy. Does that mean your renters insurance covers theft? It’s a good question. With millions of home larcenies and burglaries reported in the U.S., victims may be unsure about potential recourse when they are the victim of theft. With a renters insurance policy, you’ll likely be able to recoup some or all of the value of your lo

Mortgage protection insurance policies function as a type of life or disability insurance. The cost of the monthly premium varies depending on the amount of the mortgage, your age and your health. MPI policies in general only cover the principal and interest portion of a mortgage payment, so other fees like HOA dues, property taxes and homeowners insurance would still be your responsibility. You might be able to add a policy rider, however, to cover these expenses. Some poli

Auto Insurance for Spring Storm Damage Falling tree limbs, blowing debris, hail, or flood water may damage your vehicle. Comprehensive insurance, also called other than collision, provides coverage for vehicle repair linked to weather-related loss. #dontpanicwithurbanik Although comprehensive is an optional coverage, most lenders require it. Find out if your auto insurance policy includes comprehensive coverage. Verify which vehicles have it and how much you pay out of pocket