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Cyber Security?
Why is Cyber Security Important For a Modern-Day Society Cybercriminals are becoming more innovative, and their techniques are becoming...
urbanikadam
Apr 24, 20236 min read
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Why is everything so expensive?
Are you on the hunt for the best insurance policy to protect your home and belongings but find yourself feeling swamped by all the...
urbanikadam
Apr 17, 20233 min read
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What Is an Annuity?
An annuity is a long-term investment contract between you and an annuity provider that guarantees a stream of income during retirement....
urbanikadam
Apr 12, 20235 min read
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Why a basic Homeowners policy isn't always enough
Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your...
urbanikadam
Mar 15, 20232 min read
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Should you buy term life insurance?
When it comes to protecting your family and loved ones from financial hardship, life insurance is one of the best ways to do so. A robust...
urbanikadam
Jan 20, 20232 min read
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Why Are Car Insurance Rates Going Up?
There are many reasons for the current auto insurance rate increases across the market. Here are some of the notable ones: Pandemic and...
urbanikadam
Dec 21, 20224 min read
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How old is that Smoke Alarm?
New Illinois law going into effect January 1st requires all homes have 10-year smoke detectors Illinois home smoke alarms must be...
urbanikadam
Nov 30, 20221 min read
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What is an insurance score?
Based on the information provided by major credit rating bureaus, insurers may use this information to create their own scores, known as...
urbanikadam
Jul 18, 20224 min read
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Vacation!
Millions of people decide to travel every year for business and for pleasure. Only a small percentage of those people decide to purchase...
urbanikadam
Jun 15, 20221 min read
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General liability insurance coverage.
General liability insurance coverage for contractors and construction businesses General liability insurance General liability insurance...
urbanikadam
Jun 6, 20223 min read
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What is Umbrella Insurance
Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance...
urbanikadam
May 24, 20223 min read
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How much home insurance coverage do I need?
Most home insurance companies will help you calculate how much insurance coverage you need based on information you provide in your...
urbanikadam
May 11, 20222 min read
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12 Ways to Lower Your Homeowners Insurance.
The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy...
urbanikadam
Apr 20, 20225 min read
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Renting?
If you rent a home or an apartment, you likely have considered ways to protect the things you own. You may even have purchased a renters...
urbanikadam
Mar 15, 20224 min read
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Getting Your Home Ready for Spring
Spring Maintenance for Your Home When springtime rolls around in Illinois, almost everyone thinks of cleaning. That’s fine (we probably...
urbanikadam
Feb 15, 20222 min read
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5 Tips to Help Prevent Christmas Tree Fires
Christmas trees are a beloved holiday tradition in Illinois, but they can pose a fire risk. On average, says the National Fire Protection...
urbanikadam
Dec 17, 20212 min read
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Renters Insurance can help save up to 10% on your auto premium.
Why purchase renters' insurance? Renters insurance may or may not be required where you live, but we always recommend it to ensure your...
urbanikadam
Dec 16, 20211 min read
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How to Stay Safe After a Winter Car Accident
It’s winter driving season in Illinois. And, while most people know what to do to try to avoid an accident, many don’t know what to do...
urbanikadam
Dec 8, 20212 min read
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Do I Need Condo Insurance?
Admittedly, this picture made me chuckle. 1) because my son loves Spiderman and 2) because even Spiderman needs protection on his home. I...
urbanikadam
Nov 16, 20212 min read
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Why an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other...
urbanikadam
Nov 11, 20212 min read
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